Colorado motorists know that behind-the-wheel insurance rates are never static. What driver with even just a couple years of experience hasn’t received an insurer’s letter advising that an emergence of various factors will yield a premium spike in the upcoming coverage period?
The bottom line: It’s never hard to predict a steady uphill climb in insurance costs.
And that pay-more reality hardly confronts just a limited segment of the driving public. Rate hikes confront the most conscientious and error-free driving demographic as well. They are a core catalyst influencing legions of even claim-free motorists to periodically bounce from one insurance carrier to the next.
Now, as to those drivers with a history of ticketed infractions …
The premium headaches for Colorado motorists with a history of traffic tickets are even more obvious and painful. Some drivers simply pay a ticket without giving much thought to the insurance-linked consequences, but most motorists are acutely aware of the prolonged premium sting tied to an offense.
That pain is addressed in a recent study compiled by the insurance comparison site The Zebra. That source chronicles “the 10 most expensive traffic tickets in Colorado” and underscores that many ticketed drivers underestimate their adverse premium consequences.
There is this, for example: Racing on a public roadway will likely cost an offender $2,500-plus in fines and raise his or her insurance premium by more than 50%. A reckless driving ticket can up the charge by 43%. Having an open container of alcohol in a car can cost a driver an additional $446 in annual insurance payments and spike premiums by more than 25%.
The bottom line is clear: Tickets carry a sting, and that financial pain can be enduring.
A Colorado motorist with questions or concerns regarding a ticket infraction can turn for candid guidance and diligent representation to an experienced criminal defense legal team.