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The costs of a ticket go beyond the fine.

On Behalf of | Dec 17, 2019 | Traffic Violations |

Getting a speeding ticket can be a frustrating experience. The fine alone can be a financial burden for many people. However, anyone who has received a traffic ticket knows that the fine itself isn’t the only cost that is associated with a traffic violation.

From increased insurance costs to potential license suspensions, the true cost of a ticket can go far beyond a one-time fine.

Increased insurance costs

In many cases, the price of a fine is not as significant as the monetary penalties drivers can incur from increased insurance rates. According to a study conducted by Nerdwallet, Colorado residents that received a speeding ticket ended up paying an average of $135.61 more per year for car insurance.

Unlike a speeding ticket, increased insurance rates are a recurring cost that can affect you in the long term.

On the record

Another cost of a traffic ticket is the mark it can leave on your driving record. For those who depend on a clean driving record for work, one offense may be enough to cause a significant financial strain.

However, having an infraction on your record can cause serious problems for those who do not fall into this category.

Colorado has a point system attached to traffic violations. Receiving a traffic ticket adds points to your record. If you acquire too many points within a time period, you may face license suspension.

In addition to a reinstatement fee, a license suspension can drastically increase the daily costs of commuting if you rely on motor transportation.

Combating a ticket

When people get a ticket, they often only see the fine that’s attached to the ticket. Based on this cost alone, they may think that fighting a ticket isn’t worth the time.

However, for most people, this cost-benefit analysis would change if they understood the full scope of costs attached to a ticket.

This article is meant to be educational and should not be taken as a substitute for legal counsel.